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Frequently Asked Questions
How much does tree service cost in 2026?
Tree removal costs $150-$2,500 depending on tree height: small trees (<30ft) $150-$500, medium (30-60ft) $500-$1,200, large (60-100ft) $1,200-$2,500, and extra-large (>100ft) $2,500-$5,000+. Tree trimming costs $75-$1,500. Stump grinding adds $100-$400. Prices vary by location, accessibility, and whether the tree is near power lines or buildings.
Is tree removal covered by homeowners insurance?
Homeowners insurance covers tree removal only if the tree falls due to a covered peril (storm, wind, lightning, fire) and damages a covered structure (house, garage, fence). If a healthy tree falls on its own or you remove a tree preemptively, insurance does NOT cover it. If a tree falls on your property from a neighbor's yard and the neighbor was negligent (knew the tree was diseased), their insurance may cover removal. Always document with photos and file a claim promptly.
Do I need a permit to remove a tree?
Many cities require a tree removal permit for trees over a certain diameter (typically 20+ inches DBH) or for trees in designated protected areas. Permit fees are $50-$200 and processing takes 2-6 weeks. Some cities (like Portland, Austin, and Seattle) have strict tree protection ordinances with fines up to $10,000 for unauthorized removal. Always check with your local city planning or forestry department before removing any tree.
What is the cheapest time of year for tree service?
Winter (December through February) is the cheapest time for tree removal and trimming. Tree companies are slow during winter and offer 15-25% discounts to fill their schedules. Additionally, deciduous trees are bare in winter, making them easier and faster to work on. Spring (March-May) is the busiest and most expensive season. If the tree is not an emergency, scheduling in winter can save $100-$500.
Can I remove a tree myself to save money?
For small trees under 15 feet, DIY removal is feasible with proper tools (chainsaw, safety gear) and costs $50-$200 in equipment rental. For trees over 15 feet, especially near buildings or power lines, DIY removal is dangerous and not recommended. Tree work is one of the most dangerous occupations โ falling branches, chainsaw accidents, and electrocution cause serious injuries. The $150-$500 for professional removal of a medium tree is worth the safety and insurance protection.